Rehab Private Capital
Turn your rehab ambitions into cash!
Others promise...we deliver!
Contact Us Today
516-218-0085
About Fix and Flip Loans
A Fix and Flip Loan, also known a hard money or bridge loan, is a specific type of asset-based financing in which a borrower receives funds secured by the value of a parcel of real estate, not their own personal credit. At Rehab Private Capital, in addition to use of our private funds for your deals, we also work with lenders that specialize in loans for fix-n-flip property opportunities to get you the best rate and terms for your specific deal. No experience is necessary and any credit will qualify! We understand your needs. We speak your language!
About Us
Who are we? What we can do for YOU
At Rehab Private Capital we specialize in 1-4 and multifamily property rehabilitation financing tailored to real estate investors who are ready to transform distressed properties into profitable investments. Founded by a group of seasoned real estate investors with over 30 years of hands-on experience, we understand the grind, the hustle, and the high-stakes nature of the rehab game—because we’ve lived it. Our mission is simple: to provide fast, flexible funding with a handshake's worth of integrity and a partner’s mindset. We’re not some faceless lending institution. We’re a team of hard-working professionals who believe in mutual success—when you win, we win. Whether it’s your first flip or your fiftieth, we have the capital, the insight, and the drive to help you succeed. With access to virtually unlimited capital, we move quickly, understand local markets, and work with investors who are serious about making deals happen.
Our Fix and Flip Programs
Standard Programs
TIER A PROGRAM
90% of Purchase Price
100% of Rehab Cost
75% of ARV
720+ Credit Score
2 deals in past 2 years
No Tax Returns Required
Loan Amounts 30K to 2M
TIER B PROGRAM
90% of Purchase Price
100% of Rehab Cost
70% of ARV
660-719 Credit Score
2 deals in past 2 years
No Tax Returns Required
Loan Amounts 30K to 2M
TIER C PROGRAM
90% of Purchase Price
100% of Rehab Cost
65% of ARV
Any Credit Qualifies!
No Experience Necessary!
Tax Returns Required
Loan Amounts 30K to 2M
Premium Program (Joint Venture)
100% of Purchase Price
100% of Rehab Cost
100% of Closing Costs
70% of ARV
Any Credit Qualifies
No Experience Necessary but Preferred
Loan Amounts 30K to 2M
Up to 4 Deals at a time
Profit Split after project completion (25%-35%)
The Loan Process
Step by Step: how the process works.....
Step 1 - The Loan Process
Think of this as formally requesting a loan. It's akin to submitting a comprehensive form detailing why you need the money, your ability to repay, and other relevant information pertaining to you and the property.
Step 2 - Review and Approval
Once you've submitted your loan request, our team assesses you and the deal. While any credit will qualify and no experience is necessary for our loans, our team will examine your deal (whether its ratios such as ARV and rehab estimates are in line) and your own investment experience and financials, which will help determine the rate you will receive for the loan.
Step 3 - Loan Terms and Conditions
After approval, you'll get a document laying out the terms. This will include how much you'll be receiving, the interest rate, and your repayment terms.
Step 4 - Start Loan
Once you're approved, you officially start the loan process. This involves signing some paperwork and finalizing the details.
Step 5 - Document Collection
As part of the process, you'll need to provide documents to back up the info you gave in your application.
Step 6 - Underwriting
Underwriting is a thorough check of the property numbers and your financial situation to assess risk and viability of the deal.
Step 7 - Close Loan
After successfully managing the loan, you'll reach the point of closing it. This involves settling any remaining financial matters, finishing up paperwork, and acknowledging that you've fulfilled the terms of the loan.
Time is of the essence once approved, so we strongly encourage collection of any and all documents to expedite the process
Proof of Funds Letter/Application
Contact Us
Rehab Private Capital (516) 218-0085
Hours
Mon | 08:00 am – 06:00 pm | |
Tue | 08:00 am – 06:00 pm | |
Wed | 08:00 am – 05:00 pm | |
Thu | 08:00 am – 06:00 pm | |
Fri | 08:00 am – 06:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |
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